Acrisure Mortgage, LLC (dba FBC Mortgage) Legal Disclosures and License Information
It is FBC Mortgage policy to comply with the Equal Credit Opportunity Act and the Fair Housing Act. In addition, it is FBC Mortgage policy to comply with state laws that provide greater protection. FBC Mortgage is an Equal Housing Lender, and does not engage in business practices that discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or Servicemembers Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
State Disclosure Requirements
FBC Mortgage is a licensed mortgage lender in the following states:
| States | Agency | License Information | License Name | License Number |
|---|---|---|---|---|
| Alabama | Alabama State Banking Department | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Consumer Credit License | 21055 |
| Alaska | Alaska Department of Commerce, Community & Economic Development: Division of Banking & Securities | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage Broker/Lender License | AK 152859 |
| Arizona | Arizona Department of Financial Institutions | Acrisure Mortgage, LLC (dba FBC Mortgage) 189 South Orange Avenue, Suite 970, Orlando, FL 32801 | License No. 0922681 Branch Location – 3377 S Price Rd., #3044 Chandler, AZ 85248 | Mortgage Banker License | 922681 |
| Arkansas | Arkansas Department of Financial Institutions | Acrisure Mortgage, LLC (dba FBC Mortgage) 189 South Orange Avenue, Suite 970 Orlando, FL 32801 | License No. 104737 | Combination Mortgage Banker-Broker-Servicer License | 104737 |
| California | Department of Financial Protection and Innovation (DFPI) | Licensed by the Department of Financial Protection and Innovation under the California Finance Law | License No. 60DBO44688 | DFPI California Finance Law License | 60DBO44688 |
| California | Department of Financial Protection and Innovation (DFPI) | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act | License No. 4131257 | DFPI Residential Mortgage Lending Act License | 4131257 |
| Colorado | Colorado Division of Real Estate | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | (866) 413-2563 | Regulated by the Division of Real Estate; | Mortgage Company Registration | |
| Connecticut | Connecticut Department of Banking | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage Lender License | ML152859 |
| Delaware | Delaware Office of the State Bank Commissioner | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Lender License | 19469 |
| District of Columbia | Department of Insurance, Securities, and Banking | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Dual Mortgage License | MLB152859 |
| Florida | Office of Financial Regulation | Mortgage Lender Servicer License | License No. MLD205 | Mortgage Lender Services License | MLD205 |
| Georgia | Department of Banking and Finance | Georgia Residential Mortgage Lender Licensee | License No. 33248 | 189 South Orange Avenue, Suite 970, Orlando, FL 32801 | Mortgage Lender License/Registration | 33248 |
| Hawaii | Hawaii Division of Financial Institutions | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage Loan Originator Company License | HI-152859 |
| Idaho | Department of Finance | Mortgage Broker/ Lender License MBL- 9464 | Mortgage Broker/Lender License | MBL-9464 |
| Illinois | Department of Financial and Professional Regulation | Illinois Residential Mortgage Licensee | License No. MB.6760953 | Illinois Department of Financial and Professional Regulation, Division of Banking – James R. Thompson Center, 555 W. Monroe, Suite 500 Chicago, IL 60661 | 1+ (888) 473-4858 | Acrisure Main Office: 189 South Orange Avenue, Suite 970, Orlando, FL 32801 | Residential Mortgage License | MB.6760953 |
| Indiana | Department of Finance | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | DFI Mortgage Lending License | 19912 |
| Iowa | Division of Banking | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage Banker License | 2013-0043 |
| Kansas | Office of the State Bank Commissioner | Acrisure Mortgage, LLC (dba FBC Mortgage) | Mortgage Company License | License # MC.0025190 | Mortgage Company License | MC.0025190 |
| Kentucky | Department of Financial Institutions | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage Company License | MC81609 |
| Louisiana | Office of Financial Institutions | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Residential Mortgage Lending License | |
| Maine | Department of Professional and Financial Regulation | Acrisure Mortgage, LLC (dba FBC Mortgage), Supervised Lender License NMLS #152859 | License No. SLM12395 | Supervised Lender License | SLM12395 |
| Maryland | Commissioner of Financial Regulation | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage Lender License | 20426 |
| Massachusetts | Division of Banks and Loan Agencies | Acrisure Mortgage, LLC (dba FBC Mortgage) Mortgage Broker |License No. MC152859 | Mortgage Broker License | MC152859 |
| Massachusetts | Division of Banks and Loan Agencies | Acrisure Mortgage, LLC (dba FBC Mortgage) Mortgage Lender |License No. MC152859 | Mortgage Lender License | MC152859 |
| Michigan | Office of Financial and Insurance Services | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | 1st Mortgage Broker/Lender/ Servicer Registrant | FR0019667 |
| Minnesota | Department of Commerce | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Residential Mortgage Originator License | MN-MO-152859 |
| Mississippi | Department of Banking and Consumer Finance | Mississippi Mortgage Lender License |License No. 152859 | Mortgage Lender License | 152859 |
| Missouri | Department of Finance | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage Company License | 19-2419 |
| Montana | Division of Banking and Financial Institutions | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage Lender License | 152859 |
| Nebraska | Department of Banking and Finance | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage Banker License | NE152859 |
| Nevada | Department of Business and Industry | Nevada Mortgage Broker | License No. 4551 | Mortgage Broker License | 4551 |
| New Hampshire | New Hampshire Banking and Insurance | Licensed by the New Hampshire Banking Department | License No. 17295-MB | Mortgage Banker License | 17295-MB |
| New Jersey | Department of Regulation and Licensing | Licensed by the N.J. Department of Banking and Insurance | License No. 152859 | Residential Mortgage Lender License | |
| New Mexico | Department of Regulation and Licensing | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage Loan Company License | |
| North Carolina | Commissioner of Banks | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage Lender License | L-156328 |
| North Dakota | Department of Financial Institutions | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Money Broker License | MB102816 |
| Ohio | Department of Commerce | Acrisure Mortgage, LLC (dba FBC Mortgage), NMLS# 152859| Ohio Residential Mortgage Lending Act Certificate of Registration RM.850152.000 | Mortgage Loan Act Certificate of Registration | SM.501788.000 |
| Oklahoma | Department of Consumer Credit | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage Lender License | ML010602 |
| Oregon | Department of Consumer and Business Services | Acrisure Mortgage, LLC (dba FBC Mortgage), License No. ML-5164 | Mortgage Lending License | ML-5164 |
| Oregon | Department of Consumer and Business Services | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage Servicer License | MS-78 |
| Pennsylvania | Department of Banking | Pennsylvania Mortgage Lender License | License No. 39206 | Mortgage Lender License | 39206 |
| Rhode Island | Division of Banking | Rhode Island Licensed Lender | License No. 20132897LL | Lender License | 20132897LL |
| South Carolina | State Board of Financial Institutions | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | BFI Mortgage Lender/Servicer License | MLS-152859 |
| South Dakota | Division of Banking | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage Lender License | ML.05009 |
| Tennessee | Department of Financial Institutions | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage License | 109004 |
| Texas | Department of Savings and Mortgage Lending | Acrisure Mortgage, LLC (dba FBC Mortgage) 189 South Orange Avenue, Suite 970 Orlando, FL 32801 | Texas – SML Mortgage Banker Registration | License No. 152859 | SML Mortgage Banker Registration | |
| Utah | Department of Financial Institutions | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | DFI Residential First Mortgage Notification | |
| Utah | Division of Real Estate | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | DRE Mortgage Entity License | 8407726 |
| Vermont | Department of Banking, Insurance, Securities, and Heath Care Administration | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Lender License | 6379 |
| Virginia | Bureau of Financial Institutions | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS ID #152859| License No. MC-5654 | Lender License and Broker License | MC-5654 |
| Washington | Department of Financial Institutions | Consumer Loan Company License | License No. CL-152859 (www.nmlsconsumeraccess.org) | Consumer Loan Company License | CL-152859 |
| West Virginia | Division of Banking | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage Lender License | ML-32490 |
| Wisconsin | Department of Financial Institutions | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage Banker License | 152859BA |
| Wyoming | Department of Financial Institutions | Acrisure Mortgage, LLC (dba FBC Mortgage) NMLS #152859 | Mortgage Lender/Broker License | 2690 |
Texas State Specific
In Texas – consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 N. Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Acrisure Mortgage, LLC (dba FBC Mortgage) Nationwide Mortgage Licensing System Number 152859
Toll Free Number: (866) 413-2563
Acrisure Mortgage, LLC (dba FBC Mortgage) Affiliated Businesses
ACRISURE MORTGAGE PARTNERS, LLC
CLEAR TITLE OF FLORIDA, LLC
FBC INSURANCE SERVICES, LLC
COASTAL LOANS, LLC
FUSION HOME LOANS, LLC
HOMEOWNERS MORTGAGE, LLC
MHC MORTGAGE, LLC
PARK SQUARE HOME MORTGAGE, LLC
RMC HOME MORTGAGE, LLC
TRAILBLAZER MORTGAGE L.L.C.
Acrisure Mortgage, LLC Trade Name Disclosure
Acrisure Mortgage, LLC also does business as Acrisure Mortgage Direct
Acrisure Mortgage, LLC also does business as Home Loans Today
Acrisure Mortgage, LLC also does business as FBC Mortgage
FBC Mortgage is a registered trade name
Pre-Approval Disclosure
*“Pre-Approval” means an automated underwriting system approval (conditional approval) based upon credit information supplied by applicant and subject to FBC Mortgage’s review of loan documents. Not all applicants will be approved.
Information regarding risks of reverse mortgages:
- A reverse mortgage is a loan that must be repaid
- Circumstances under which payments or access to a line of credit may end or a consumer would be required to repay a reverse mortgage during the consumer’s life (e.g., the borrower sells the home)
- Foreclosure may occur if the consumer (1) lives somewhere other than the home longer than allowed by the loan agreement; or (2) does not pay property taxes or insurance premiums
- Consumers must make payments for taxes and insurance during the term of the reverse mortgage
- Reverse mortgage costs may vary and less expensive options may be available
- A reverse mortgage may affect eligibility for some government programs. Specifically, SSI and Medicaid may be affected.
- In order to retain the home when the reverse mortgage becomes due that (1) the consumer or the consumer’s heirs or estate must pay the entire loan balance and (2) the balance may be greater than the value of the consumer’s home.